Disclosure & Privacy Policy

Disclosure & Privacy Policy

This Disclosure & Privacy Policy  is valid from 08 December 2017

In Summary

This blog is a collaborative blog written by a group of individuals. For questions about this blog, please contact Victor (victor at thepennymatters dot com) .

This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

The compensation received will never influence the content, topics or posts made on this blog. All advertising is in the form of advertisements generated by a third party ad network. Those advertisements will be identified as paid advertisements.

The owner(s) of this blog is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owners. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This blog does not contain any content which might present a conflict of interest.

Full Disclosure

Terms of use

The information provided on this website (ThePennyMatters.com) is for general information purposes only. While we aim to provide up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. You are reading the information on this website of your own free will and use of the information is at your own risk.

The information provided is for entertainment purposes only. The Penny Matters is not providing medical, legal or other professional advice. Under no circumstances will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with the use or misuse of this website. Any reliance you place on any information gathered from this blog is strictly at your own risk.

It is the reader’s responsibility to evaluate the usefulness of the information on this website, and the Internet generally, and how it applies to your own situation and then consult the relevant business, accounting or legal experts for professional advice if required.

Disclosure of affiliate links

The links contained within this site are occasionally affiliate links. This means that we will earn a commission (at no extra cost to you) from that site if you make a purchase through one of those links. We only include affiliate links to the products and services that we either use them here at The Penny Matters or are familiar with them. We do this to keep The Penny Matters online.

Sharing your personal information
We do not sell, trade, or rent Users personal identification information to others whatsoever.

Third party websites
Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Changes to this privacy policy
ThePennyMatters.com has the discretion to update this privacy policy at any time. When we do, we will revise the updated date at the bottom of this page.  You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms
By using this Site, you signify your acceptance of this policy.  Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes. If you do not agree with our privacy and disclosure policy, please do not use this site

The Penny Matters
Email: victor at thepennymatters dot com

This document was last updated 8th of December, 2017.