When using Wells Fargo to send or receive money via wire transfer domestically or internationally, you need to ensure that you are entering the correct routing number.
Wells Fargo Routing numbers differ from state to state and also depend on the type of account.
For your money to arrive in the receiver’s accounts, double-check that all of your details are correct, including routing numbers and SWIFT codes.
New to sending money internationally? I recommend using a service like Wise (formerly, Transferwise) which offers some of the most competitive rates on the market. Their process is also super easy, making it possible for anyone to send and receive money across countries.
- Wells Fargo Routing Numbers for Wire Transfers
- Wells Fargo Routing Numbers by State
- Line of Credit Routing Numbers
- What is a Routing Number?
- How do I find my Wells Fargo routing number?
- What is the Difference Between Routing Numbers, SWIFT Codes, BIC and IBANs?
- Other Bank Routing Numbers
- Cheaper Way to Send and Receive International Payments
Wells Fargo Routing Numbers for Wire Transfers
The international and domestic wire transfer routing number for Wells Fargo is 121000248.
To send money internationally, you’ll also need a SWIFT code, which is WFBIUS6S.
Note that if you are sending money from the US to a foreign country, you’ll need to use the SWIFT code instead of the routing number.
Wells Fargo Routing Numbers by State
|State (Or Territory)||Routing Number|
|American Forces Abroad||121042882|
|District of Columbia||054001220|
|North Mariana Islands||121042882|
Line of Credit Routing Numbers
Lines of credit routing numbers are based on the first three digits of your account number, as follows:
|Account Number||Routing Number|
|650, 651, or 654||121042882|
|661, 662, or 663||321270742|
What is a Routing Number?
A routing number is a unique numerical code used to identify a bank or a financial institution, used majorly in the US, and comprises of 9 digits. For example, the Wells Fargo routing number is
Routing numbers are sometimes referred to as Routing transit numbers, ABA routing numbers or RTNs.
The ACH network needs routing information to process electronic fund transfers, whether deposits or bill payments.
Large banks like Wells Fargo usually have different routing numbers for each area they operate out of. Smaller banks typically have one routing number.
Since routing numbers are critical when making wire transfers, always check in with your bank first when making major transactions.
How do I find my Wells Fargo routing number?
It’s highly likely that your Wells Fargo routing number is listed on this page. However, if you can’t find what you are looking for, here are some other ways to find it.
- Check your wire transfer service. Popular services like Wise have dedicated pages for routing numbers of some of the major banks in the US. For example, here is Wise’s Wells Fargo routing numbers page.
- Look on the bottom left corner of your check or bank statement.
- Browse the E-payments Routing Directory by the Federal Reserve Bank
- Wells Fargo online banking: To locate your routing number, simply login to your account
Checking your check for a routing number:
What are Routing Numbers Used for?
What is the Difference Between Routing Numbers, SWIFT Codes, BIC and IBANs?
To send and receive money conveniently via wire transfer, you need to tell these terms apart.
Routing numbers: These are special codes used to identify banks and are required when processing domestic ACH payments or wire transfers. Since they are only applicable domestically in the US, you don’t need routing numbers to send money to Kenya, France, or Germany.
SWIFT Codes: These are also unique bank identifiers, but unlike routing numbers, they are required for processing international transfers. They are sometimes referred to as BIC codes.
IBANs: Short for International Bank Account Numbers are used majorly in Europe to identify individual bank accounts.
Other Bank Routing Numbers
Here are some other banks whose routing numbers we’ve covered before:
- Bank of America Routing Numbers
- Chase Bank Routing Numbers
- American Express Routing Number
- PNC Bank Routing Numbers
- TD Bank Routing Numbers
Cheaper Way to Send and Receive International Payments
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- Wise is trusted by giant companies
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