Are you thinking of starting a personal finance blog? There are plenty of personal finance topic ideas on topics ranging from budgeting, credit cards, debt, insurance, banking, and student loans.
If you have a passion for personal finance, then starting a personal finance blog is something you should consider doing.
Personal finance blogs are quite profitable as the affiliate programs in this space are quite generous with their commissions.
Choosing the right topic to write about is important; some topics like investment or insurance planning can be complicated and require intensive research. You should probably focus on simpler topics such as budgeting tips, managing debt, or ways to save money.
Either way, I have compiled a list of over 40 personal finance niche ideas to help you brainstorm your topic.
How to Find Your Finance Niche?
Before settling on a niche, make sure you do your research to find a profitable niche that you will love writing about. You also need to discover lucrative keywords that you will be targeting if you choose a specific Personal Finance topic.
To help you fasten this process, you can use an affordable keyword research tool like Keysearch that provides you with hundreds of related topics based on your queries.
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Personal Finance Niche Ideas
- Financial Planning: The key here is that your content should focus on helping others achieve their financial goals by providing them with useful information and tips regarding money management.
- Credit cards
- Make Money Online
- Startup ideas
- Personal Finance for Beginners
- Money-Saving Tips
- Taxes and tax filing
- Getting out of debt
- Banking advice
- Money management
- Financial tools
- Surviving bankruptcy
- Jobs and careers
- Mergers and acquisitions
- Capital Management
- Wealth Management
- Home Finance
- Business Finance
- Passive Income
- Wealth management
- Wealth Building
- Stocks and Bonds
- Frugal Living
- Credit scores
- Reducing Expenses
- Financial Education
- Home buying
- Side Hustles
- Real Estate Investing
- Student Loans
How Do Personal Finance Blogs Make Money
Personal Finance Blogs often see lots of traffic, especially those around making money, saving money, and budgeting. As a result, these niches are often monetized with Display Ads through networks such as Media.net, Mediavine, and Adsense.
Another common monetization method is affiliate marketing. Personal finance blogs enjoy commissions as high as 50%, and some programs even offer higher commissions for generating leads.
Ready to Start a Financial Blog?
Examples of Personal Finance Blogs
Here are some of the best Personal Finance blogs you should be following:
1) The Broke Millennial
Written by Erin Lowry, the Broke Millennial has a huge following of young people who are trying to get their financial lives in order, and it's easy to see why. The blog is straightforward and full of helpful financial content on navigating financial situations
2) Mr. Money Mustache
This might be the only blog that will ever tell you that having a car is stupid and that you should definitely ride your bike everywhere instead. The great thing about this blog is that it's written by someone who spent ten years as an engineer… until he retired at age 30 with $500k saved up for his family of two! (Yes, really.) So if you're looking for an unconventional take on personal finance for ideas, then check out this blog.
3) Budgets Are Sexy
If you are planning to start a budgeting blog, then this one is worth checking out. This blog is run by Joel, who writes about all things personal finance in a fun way that makes it seem less stressful and more manageable.
4) Get Rich Slowly
This blog is run by JD Roth, who focuses on personal finance topics with an emphasis on investing and saving money in order to achieve financial independence and retire early (sometimes known as FIRE). He also offers some great resources for those who are just getting started with learning about personal finance or are struggling with debt management.